Texas trash dip

Sounds funny but so good. And so easy! The original recipe doesn't call for salsa but I love salsa! Especially homemade! I'll have to give you that recipe soon! Because my father in law is Mexican so he taught me how to make the good stuff!!

2 cans refried beans (16oz each)
1 c sour cream
1 8oz block cream Cheese, softened
1 packet taco seasoning
2 cups Monterey jack cheese,shredded
2 cups cheddar cheese,shredded
1 c salsa of choice(optional)

First you mix together the cream cheese and sour cream. Then add in beans. Then add in the taco seasoning. Place that mix into a 9x13 pan. Then top with salsa if desired. Then top with cheese. Bake at 350 for 25-30 mins. You want the cheese melted and a little brown. Serve with chips.

We ate it as a meal and it was filling and delicious!